Are you looking for a convenient and hassle-free way to pay your LIC home loan online? You’re in luck! LIC (Life Insurance Corporation of India) offers a seamless online payment option that allows you to make your home loan repayments with just a few clicks. By following these simple steps, you can ensure that your home loan installments are paid on time, giving you peace of mind and financial stability.

Step 1: Register on the LIC Website

To initiate the process, you must first register on the LIC official website. Here’s how:

1. Visit the LIC website and navigate to the ‘Customer Portal’ section.
2. Click on the ‘New User’ option to begin the registration process.
3. Fill in your policy details, such as policy number, installment premium amount, and installment premium due date.
4. Create a username and password for your account.
5. Once you’ve completed the registration process, you’ll receive a confirmation email with your login credentials.

Step 2: Login to Your Account

After successfully registering on the LIC website, you can log into your account using the provided username and password.

Follow these steps:

1. Go to the LIC website and click on the ‘Customer Portal’ section.
2. Enter your login credentials (username and password) in the respective fields.
3. Click on the ‘Login’ button to access your account.

Step 3: Add Your Home Loan Policy

Before making the online payment, you’ll need to add your LIC home loan policy to your account. Here’s how:

1. After logging in, click on the ‘Service Request’ tab.
2. Select the ‘Enrollment of New Policy’ option.
3. Enter your home loan policy details, such as policy number, loan amount, and installment premium.
4. Click on the ‘Submit’ button to add your policy to your account.

Step 4: Make the Home Loan Payment

Now that your home loan policy is added to your LIC account, you can proceed to make the online payment. You have two options for making the payment: through Net Banking or using your Debit/Credit Card.

Follow these steps for each payment method:

Net Banking:

1. Click on the ‘Online Loan Repayment’ tab.
2. Select the ‘Net Banking’ option.
3. Choose your bank from the list of available options.
4. Click on the ‘Pay’ button to initiate the transaction.
5. Follow the instructions provided by your bank to complete the payment.

Debit/Credit Card:

1. Click on the ‘Online Loan Repayment’ tab.
2. Select the ‘Debit/Credit Card’ option.
3. Enter your card details, such as card number, expiry date, and CVV.
4. Click on the ‘Pay’ button to proceed with the payment.
5. Follow the instructions provided to complete the transaction securely.

Step 5: Track Your Payment

Once you’ve successfully made the LIC home loan payment online, you can track the status and view the payment details in your account. Here’s how:

1. Go to the ‘Service Request’ tab in your account.
2. Click on the ‘Payment History’ option.
3. You will be able to see the details of your recent payment, including the transaction reference number, payment date, and amount paid.

By following these simple steps, you can easily pay your LIC home loan online and stay on top of your monthly repayments. Take advantage of this convenient option to save time and effort, and ensure a smooth home loan repayment journey.